PM Surya Ghar Yojana: A Complete Guide to Rooftop Solar Subsidy
Learn how PM Surya Ghar: Muft Bijli Yojana can help eligible households install rooftop solar, reduce electricity expenses and move towards cleaner energy.
PM Surya Ghar Yojana at a Glance
What is PM Surya Ghar Yojana?
PM Surya Ghar: Muft Bijli Yojana was launched in February 2024 to accelerate the installation of rooftop solar systems in residential households across India.
The scheme has a total financial outlay of ₹75,021 crore and is intended to promote rooftop solar while helping households reduce their dependence on conventional grid electricity.
The central financial assistance is linked to the capacity of the rooftop solar system installed by an eligible residential consumer.
How Much Subsidy Can You Get?
Under the central financial assistance structure, the first 2 kW receives support based on the applicable benchmark cost, while an additional 1 kW receives further assistance. The central subsidy is capped at 3 kW for an individual residential system.
| Solar System Capacity | Indicative Central Subsidy |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW | ₹78,000 |
| Above 3 kW | ₹78,000 maximum central subsidy |
Who Can Apply for PM Surya Ghar?
The scheme is intended for residential electricity consumers with a grid-connected electricity connection from the local DISCOM. Eligible households can apply through the National Portal and proceed with rooftop solar installation according to the applicable process.
Both urban and rural residential households can benefit where they meet the applicable scheme requirements.
Key Benefits of PM Surya Ghar Yojana
A rooftop solar system can generate electricity for household consumption and may significantly reduce electricity bills, depending on generation and consumption.
Eligible residential consumers can receive central financial assistance for rooftop solar installation, subject to scheme conditions.
Solar electricity is a renewable source of energy and can help households reduce their dependence on conventional electricity generation.
A properly designed rooftop solar system can generate electricity for many years, making solar a long-term household energy investment.
How to Apply for PM Surya Ghar Yojana
The application and rooftop solar installation process is handled through the scheme's National Portal and the consumer's DISCOM process.
Register
Visit the official PM Surya Ghar National Portal and register using the required consumer and electricity connection details.
Apply
Submit the rooftop solar application and follow the applicable DISCOM approval process.
Install
Select an eligible vendor through the portal and have the approved rooftop solar system installed.
Verification
Complete the required inspection, metering and documentation process so that the subsidy can be processed according to applicable rules.
How Does Rooftop Solar Work?
Solar panels installed on the roof convert sunlight into electrical energy. An inverter converts the generated electricity into a form suitable for household appliances and the electrical system.
Depending on the system configuration and applicable DISCOM arrangements, surplus electricity may be exported to the grid. Electricity billing and net-metering arrangements are subject to applicable rules and local DISCOM procedures.
Can You Get a Loan for Rooftop Solar?
Financing support is also part of the broader PM Surya Ghar initiative. Government information has highlighted collateral-free, concessional financing options for eligible residential rooftop solar systems through participating banks.
Loan availability, interest rate, tenure and eligibility can change according to the current financing arrangements of participating financial institutions. Applicants should verify the latest terms before taking a loan.
Why PM Surya Ghar Matters for Indian Households
Electricity demand is increasing as homes adopt more appliances, cooling equipment and electric mobility. Rooftop solar gives households an opportunity to generate a portion of their own electricity directly from sunlight.
The scheme also supports India's broader renewable-energy goals by encouraging distributed solar generation at the household level.
PM Surya Ghar: Latest Progress
The programme has expanded rapidly since its launch. According to a Ministry of New and Renewable Energy update dated 22 July 2026, more than 39.7 lakh rooftop solar systems had been installed, benefiting approximately 48 lakh households.
The same update reported that more than 18.9 lakh beneficiaries had been reported by DISCOMs as receiving zero electricity bills during at least one month or billing period, depending on their self-consumption.
Thinking About Installing Rooftop Solar?
Check the latest eligibility requirements, subsidy information, approved vendors and application process on the official PM Surya Ghar portal before making a purchase or installation decision.
Visit PM Surya Ghar PortalFrequently Asked Questions
What is PM Surya Ghar Muft Bijli Yojana?
It is a Government of India scheme designed to encourage residential rooftop solar installations and provide central financial assistance to eligible households.
What is the maximum central subsidy?
For an eligible individual residential rooftop solar system, the central financial assistance is capped at ₹78,000 for systems of 3 kW or more under the stated subsidy structure.
Can rural households apply?
Yes. Government information states that residential consumers, including rural households, with a grid-connected electricity connection from the local DISCOM can avail themselves of the scheme subject to applicable requirements.
Will my electricity bill become zero?
Not necessarily. Solar generation, household consumption, system capacity, sunlight conditions, applicable tariffs and DISCOM/net-metering arrangements all affect the final bill. Some beneficiaries have reported zero bills for certain billing periods, but this should not be treated as a guarantee for every household.
Where should I apply?
Applications are made through the official PM Surya Ghar National Portal. Always check the portal for the latest application requirements and approved vendor information.
This article is based on information published by the Government of India and the Ministry of New and Renewable Energy through the Press Information Bureau and PM Surya Ghar documentation.
For the latest subsidy rules, eligibility conditions, vendors and application process, readers should refer to the official PM Surya Ghar National Portal.